With flood waters yet to fully recede, and the cleanup and recovery efforts from the damage caused by Hurricane Harvey and its aftermath in southeast Texas just beginning, the Texas Department of Insurance issued a number of bulletins on August 26, 2017 relating to the storm. Several of those bulletins, summarized below, are of particular
vacancy
Massachusetts Appeals Court Interprets Vacancy Exclusion
By Stephen Clancy on
Posted in Vacancy Exclusion
In Chow v. Merrimack Mut. Fire Ins. Co. 2013 Mass. App. LEXIS 84 (Mass. App. Ct. May 15, 2013), the insured purchased a house to serve as living quarters for employees of his restaurant. The restaurant’s general manager also resided at the house and served as a caretaker. Eventually, the restaurant closed and the…